Agria Pet Insurance Review for Dog Owners (UK) Guide

Choosing pet insurance is not an easy thing to do. There are so many companies to choose from, and they all promise that they are the best option for you and your dog in terms of coverage and cost.

With such overwhelming options, it can all seem too much, which is why we have put together this series of pet insurance guides – to help you find the right one.

Agria is one of the lesser known insurance companies, but this doesn’t mean that they don’t have a lot to offer.

With good discounts and coverage, they are certainly one to consider. Take a look at the Agria pet insurance reviews below and see for yourself.

agria pet insurance review

What Pet Insurance Policies Do Agria Offer for Dogs?

Agria offers two different policies, a set of options that really lets you pick without having to ponder them for a few hours before you commit to one.

To help you understand each policy better, as well as what each of them can offer you, we have listed each of them here, along with the main things they cover:

First, you have the basic cover. This tends to be the cheapest form of coverage available, and is have good coverage of all the bare necessities. Here’s what you can expect it to cover:

  • Up to £6,500 of cover.
  • Advertising and reward up to £1,000.
  • Travel and accommodation up to £300.
  • Public liability of £2 million.
  • Fixed excess of either £95 or £160.

Next, you have the plus coverage. This tends to be the more expensive option, but it does have a lot more in terms of coverage and protection. Here is what you can expect it to cover:

  • Up to £12,500 of cover.
  • Advertising and reward up to £1,500.
  • Travel and accommodation up to £300.
  • Public liability of £3 million.
  • £25 vaccination voucher.
  • Fixed excess of either £95 or £160.

What Does Agria Pet Insurance Include?

If you look at the above section, we have taken a look at each of the insurance policies offered by Agria, as well as a little more detail with regards as to what they offer.

Of course, choosing the right policy and insurance is not an easy task, and so in this section, we give you a rough idea of what you can expect from Agria insurance for dogs.

It is important to remember that this list covers all of the policies and the actual amount will depend on the coverage you choose.

pet insurance
  • Up to £12,500 of cover.
  • Advertising and reward up to £1,500.
  • Travel and accommodation up to £300.
  • Public liability of £3 million.
  • £25 vaccination voucher.
  • Fixed excess of either £95 or £160.

There is also the chance to add on a few optional extras. These do come at an additional cost, depending on which ones you select, but they are often well worth it. Here are the extras available for each policy:

  • Death and loss up to £2,500
  • Breeding risks up to £1,000
  • Holiday cancellation up to £3,000.
  • Overseas travel up to £2,000.

What is the Cost of Agria Insurance for Dogs?

There are a few factors that will affect the amount that you are quoted, and this is something that you will find occurs with all insurance companies, including Agria.

To help give you a better idea of the factors that could affect the amount you are quoted, we have listed the key criteria here for you:

  • Age
  • Breed
  • Sex
  • Any existing illnesses
  • Whether or not they have been neutered/spayed
  • The postcode of the owner

We got a quote from Agria to give you an idea of the cost of pet insurance from them. To make things easier, we have selected insurance for a neutered male Labrador that is three years old and lives in Basingstoke. Here is what we got:

  • Basic: £19.91 per month (up to £6,500 of cover).
  • Plus: £25.44 per month (up to £12,500 of cover).

Making a Claim on Agria Pet Insurance

Making a claim on Agria pet insurance is actually quite a simple process – especially as there is only one way to do so. If you go to their website, you can download a claim form that you can print out and then fill in as necessary.

Once you have done that, all you need to do is take it to your vet and have them fill in the relevant sections of the form.

When this has been done, simply attach the bills for treatment along with your dog’s medical records, and post it to the address provided. Once the claim has been assessed, they will send you a cheque for the amount owed.

While this insurance company does not have as many options as others, this process is a very easy one to follow – which is great if you don’t want a great deal of hassle when you are trying to make a claim.

The Pros and Cons of Agria Pet Insurance

Here are some of the advantages and disadvantages that come with using Agria pet insurance to protect your dog.


  • Small selection of policies to make things easier.
  • Simple claims process.
  • Great vet fee coverage.
  • Excellent customer satisfaction rates.
  • Good customer discounts and offers.


  • It can more expensive than some other providers.
  • There are a lot of optional extras that other companies automatically include.

Agria Pet Insurance Discount Codes

Agria does not have a section for promotional codes when you go to get a quote, and our research could not find any either.

Therefore, we can safely assume that this insurance provider does not use promotional codes when it comes to receiving quotes. However, it does have a couple of discounts and offers that might appeal to you.

pet insurance

When you purchase insurance for your dog (or cat), you will automatically receive 50% off your first two months of insurance with them.

This is great for saving the pennies when you first get your dog, especially as the price of insurance can often be a bit of a shock to the system.

With such a great discount, you will find yourself more than prepared.

If you choose the plus insurance, you will also receive a £25 vaccination voucher to use at your veterinary practice. Considering the cost of vaccines can be quite high, this voucher can really take the edge off the financial sting.

Plus, it can be used for boosters too if you have just rescued your dog or are switching insurance company. It’s a great incentive to start using Agria insurance for dogs.

Customer Reviews

Agria does not have very many reviews online, which can make it tough to decide if they are the right company for you.

However, when you do look at their online reviews, you can quite clearly see that they have won their customers over. With some great ratings, they are worth looking into. Here are the customer reviews we were able to gather:

  • Pet Insurance Review has rated it at 4.2/5 with around 10 customer reviews.
  • Trust Pilot has rated it at 9.2/10 with around 300 customer reviews.

To Conclude

Hopefully, this little guide to Agria pet insurance has helped you to understand their policies a little more, as well as give you an idea of what you are looking for from an insurance company.

They have two policies to choose from, which makes things a lot easier, as well as some excellent financial coverage when it comes to vet fees.

Plus, the customer discounts and offers and superb. With excellent customer service and satisfaction, we are happy to give this insurance provider 4/5 as our rating.

What did you think of our guide to Agria pet insurance? Is there anything you would have added? We love hearing from you, so let us know in the comments below.