Don’t Give Your Dog A Death Sentence

Ensure you have the right dog insurance cover

Facts and figures relating to the pet insurance industry are regular fodder for the media, yet don't always make pleasant reading. A survey recently carried out by Marks & Spencer Dog Insurance, has reported that over half the vets they questioned had put down cats or dogs in the last five years, because their owners were unable to meet the cost of treatment. With other reports stating that vets fees are already facing yearly increases of 12 per cent, this paints a stark picture for the millions of dogs in the UK.

Add vets fees to the cost of living, and it’s easy to see why it might be tempting to cut out dog insurance from the yearly bills, but don’t be fooled into thinking that is the easy option. Although you can’t predict future health issues for your dog, cut out insurance and you could be facing a bill for thousands of pounds, if the worse happens.

So, if you do need to think about the economics when buying pet insurance, what do you do? Mike Powell of research company Defaqto, commented in the Daily Mirror, that it’s vital to choose the right dog insurance first time round, to avoid any future difficulties. Powell made an important point about dog owners taking out policies with limited cover, only to find their dog develops a lifelong condition which they could be liable to pay for.

It’s all in the fine print, so checking how vets fees are paid, any policy restrictions, and if any excess applies on a claim, will also help in the long run. It may be worth shopping around for a lifetime dog insurance policy, as this will provide financial help for new medical conditions up to a given limit each year. Choose appropriate dog insurance, not a death sentence for your dog.

DogOwner.co.uk Says: Whilst this is a hard hitting article, and it not there to scare dog owner's - it does however highlight a growing problem where policy holders are under the impression that their dog will be covered for every illness and treatment. When comparing prices, ensure you are looking at like for like policies and your are happy with the level of cover taken.

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